Travel Insurance Providers
Nine travel insurance brands sold to New Zealanders, listed alphabetically — no ranking is implied. Each profile shows who issues and underwrites the policy, its FSP registration, and a link to the official policy wording, all checked on 30 September 2026.
Several brands share an underwriter. AA Travel Insurance, Air New Zealand and Cover-More policies are underwritten by Zurich Australian Insurance Limited (trading as Zurich New Zealand) and administered by Cover-More (NZ) Limited, while 1Cover and TINZ are both underwritten by HDI Global Specialty SE. The same underwriter does not mean the same cover — each brand has its own policy wording, plans and prices.
The policy wording is the document that decides a claim. Read it for the plan you are considering, and check the points on our what to compare page.
1Cover Travel Insurance
Online travel insurance issued and managed by 1Cover NZ Limited and underwritten by HDI Global Specialty SE.
FSP: FSP472306 (1Cover NZ Limited); FSP774050 (HDI Global Specialty SE – New Zealand)
AA Travel Insurance
Travel insurance promoted by the New Zealand Automobile Association, administered by Cover-More (NZ) Limited and underwritten by Zurich.
FSP: FSP26184 (Zurich Australian Insurance Limited (trading as Zurich New Zealand)); FSP39781 (Cover-More (NZ) Limited); FSP41189 (The New Zealand Automobile Association Incorporated)
Air New Zealand Travel Insurance
Travel insurance offered by Air New Zealand as agent for the insurer, administered by Cover-More (NZ) Ltd and underwritten by Zurich.
FSP: FSP44504 (Air New Zealand Limited); FSP39781 (Cover-More (NZ) Limited); FSP26184 (Zurich Australian Insurance Limited (trading as Zurich New Zealand))
Allianz Travel Insurance
Travel insurance issued and managed by AWP Services New Zealand Limited, trading as Allianz Partners, and underwritten by Mitsui Sumitomo Insurance Company, Limited.
FSP: FSP20661 (Mitsui Sumitomo Insurance Company, Limited)
American Express Travel Insurance
Travel insurance distributed by American Express in New Zealand and issued and underwritten by Chubb Insurance New Zealand Limited.
FSP: FSP35924 (Chubb Insurance New Zealand Limited); FSP43608 (registered as American Express International (NZ), Inc.)
Cover-More Travel Insurance
Travel insurance administered by Cover-More (NZ) Ltd and underwritten by Zurich Australian Insurance Limited, trading as Zurich New Zealand.
FSP: FSP39781 (Cover-More (NZ) Limited); FSP26184 (Zurich Australian Insurance Limited (trading as Zurich New Zealand))
Southern Cross Travel Insurance
Travel insurance issued by Southern Cross Benefits Limited, trading as Southern Cross Travel Insurance.
FSP: FSP164764 (Southern Cross Benefits Limited)
TINZ (travelinsurance.co.nz)
Online travel insurance sold under the TINZ name by The Insurance Geeks Limited and underwritten by HDI Global Specialty SE.
FSP: FSP774050 (HDI Global Specialty SE – New Zealand); FSP505566 (The Insurance Geeks Limited)
Tower Travel Insurance
Travel insurance underwritten by Tower Limited and issued and managed by AWP Services New Zealand Limited, trading as Allianz Partners.
FSP: FSP41165 (Tower Limited)
Need Help Choosing?
These profiles are general information, not a recommendation. To request a quote, send your trip details through the quote form; they go to Evolve Group Limited (FSP711891), who will contact you.