Terms and Conditions
Last updated: 11 October 2026
1. About these terms
These terms apply to your use of Travel Insurance Comparison NZ (travelinsurancecomparison.co.nz), which is operated by Evolve Group Limited (FSP711891), trading as Evolve. By using the site you agree to them.
2. What the site does
The site gives general information about travel insurance in New Zealand and lets you send an enquiry to Evolve. We are not an insurer and do not issue policies. Information on the site is general and does not take your circumstances into account, so it is not financial advice.
Policy details we describe come from insurers' published policy wordings, and we cite the document and page where we can. Insurers change their wordings, so check the current wording or ask the insurer before you buy. The policy wording is what decides what you are covered for.
3. Quotes
Any quote comes from an insurer and is subject to its own terms, underwriting and pricing. A price or cover described on this site is not an offer of insurance.
4. Using the site
- Give accurate information when you send an enquiry.
- Use the site only for lawful purposes, and do not try to disrupt or misuse it.
5. Our responsibility to you
We take care to keep the information on the site accurate and up to date. Nothing in these terms limits any rights you have under the Consumer Guarantees Act 1993, the Fair Trading Act 1986 or other New Zealand law that cannot be excluded.
Subject to those rights, we are not responsible for the decisions insurers make about quotes, cover or claims, or for the content of other websites we link to.
6. Complaints
If you have a concern, please contact us first using the details below so we can try to fix it. If we cannot resolve it, you can contact Financial Services Complaints Limited (FSCL), a free and independent dispute resolution scheme: Level 4, 101 Lambton Quay, Wellington 6011, 0800 347 257, info@fscl.org.nz, www.fscl.org.nz.
A complaint about a claim or a policy should go to the insurer first. Each insurer belongs to its own dispute resolution scheme, which is listed in its policy wording.
7. Changes to these terms
We may update these terms. The date at the top shows when they last changed.
8. Contact
Evolve Group Limited (FSP711891)
Email: nevil@evolving.co.nz
Phone: 021 149 4985
These terms are governed by New Zealand law.